One balance for the money you earn and spend.
Get access to the money your program earns, spend with a card that tracks expenses, and keep records organized for tax time—built for child care.
Running the numbers should not be the hardest part of running your program
You wait for tuition to hit your bank. Subsidy arrives on its own schedule. Receipts pile up until your accountant asks for them. Wonderschool Money brings those workflows together so you can spend less time tracking down where each dollar went.
Money tools built for child care
One place to see income, spend, and prepare records.
Wonderschool Balance
Tuition, subsidy, and food-program payments can land in your Wonderschool Balance. Move funds to an outside bank or spend from your Balance.
- See what has arrived
- Transfer to your bank
- Manage program money in one place
Wonderschool Rewards
Eligible funds in your Balance can earn rewards. Terms and rates may change.
- Rewards on eligible balances
- Earnings tracked in your account
Wonderschool Cards
Use a Wonderschool Debit Card to spend from your Balance and a Credit Card to build business credit. Card purchases can be categorized for records.
- Card spending in your program’s name
- Categorized purchases
Expense Tracking
View categorized transactions, edit a category, add cash expenses, and export statements.
- Automatic categories
- Manual cash expenses
- Downloadable statements
Tax Center
Organize income and expenses into tax categories, track meals and mileage, and export a summary for your tax preparer.
- Tax-category summaries
- Meal and mileage tracking
- Exportable records
Bill Pay
Pay rent, utilities, vendors, and staff from your Balance; add payees and schedule payments.
- Pay bills from Balance
- Schedule payments
- Reuse payees
Wonderschool Payroll
Run payroll from your Balance while keeping staff pay, taxes, and records in one workflow.
- Pay staff
- Handle taxes and filings
- Track activity
Get subsidy payments into Wonderschool
Have subsidy payments sent to your Wonderschool account. Eligible providers may be able to access approved care payments before the state payout arrives.
How it works
Set up your account
Confirm your program details in Wonderschool.
Get paid into your Balance
Eligible tuition, subsidy, and food-program dollars arrive in your Balance.
Spend, track, and prepare records
Use your card, pay bills, and download summaries when needed.
Why Wonderschool Money
Built for child care
Designed around how providers collect tuition, receive subsidy, and track program expenses.
One login
Enrollment, billing, money management, and payroll connect in Wonderschool.
Tax-ready records
Organized records help you prepare for tax season.
Frequently asked questions
Is this a bank?
No. Wonderschool Money is a financial technology product; banking services are provided by partners.
How fast do I get my money?
Timing depends on the type of payment and eligibility. Check your account for the status of each payment.
Do I have to move money to an outside bank?
No. You can keep eligible funds in Balance or transfer them to your outside bank.
How does the tax help work?
Wonderschool organizes records and exports summaries; it does not provide tax advice.
Can I pay staff and rent from it?
Bill Pay and Wonderschool Payroll support these workflows.
What about subsidy?
Subsidy can be paid into Wonderschool, with early access available to eligible providers.
Your money should work as hard as you do.
Keep program finances, expenses, and records together.
Set up Wonderschool Money